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first of all, you sound american….so bying a toyota or nissan….is wrong….thats why this country is in a mess…you need to buy american!!!
One method for saving for the undisciplined, though you get no interest, is to pay additional taxes. This is presuming your employer doesn't offer a voluntary retirement plan. When you get the refund the following year, invest it all at once.You barely notice losing the $25/paycheck, but when you throw that $1,000+ into an IRA, or even a CD, it feels really good.
I watched this video twice because I really like your message. I said so much in under ten minutes that can really change lives. I wish I had watched this before I put my self in debt, although my debt insignificant by other standards, I don't like debt and I wholeheartedly agree with all your points.
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Try to make simple life and avoid personal loan . Good thinking
Excellent and entirely prudent views and advice.Here is wisdom.